Feds say couple bought Rolex watches, gambled $1.1M of surrogacy agency money

A Washington couple are facing federal charges over allegations that they defrauded hopeful parents, including some Bay Area residents, via their surrogacy agency in order to fund their lavish lifestyle.

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Megan Hall-Greenberg, 49, and Jeffrey Greenberg, 45, of Washington are facing multiple federal charges, including money laundering and wire fraud, for allegedly misusing money sent to their surrogacy agency Surro Connections, according to the U.S. Attorney’s Office for the Northern District of California. The company’s business manager, 47-year-old Heather Morgan of Camas, Washington, is also facing charges of wire fraud and conspiracy to commit wire fraud.

Federal officials said the married couple allegedly used Surro Connections to collect payments from clients, including three from the Bay Area, with the hopeful parents often paying more than $100,000 in total costs. The company said the funds would be held in escrow for surrogacy-related costs, including medical and legal fees, among others. 

However, over a period of more than 19 months, federal officials said Hall-Greenberg and Greenberg allegedly spent over $1 million of the funds taken from the company on personal expenses.

In the criminal indictment, federal officials said the couple spent over $60,000 on luxury purchases, including Louis Vuitton purses and Rolex watches. They are also accused of using client funds to take trips to Las Vegas and an adults-only resort in Mexico, as well as betting over $1.1 million at various casinos in Washington state and Las Vegas and on cruises.

Federal officials said the couple lost at least $367,000 during the gambling spree.

Hall-Greenberg is also accused of misappropriating about $300,000 in funds to prop up cheerleading gyms she owned.

All three defendants are expected in federal court in Oakland on Sept. 3. United States Attorney Craig Missakian called out the defendants for their “callous and unbridled greed.”

“The victims in this case entrusted their hopes and dreams of starting a family — not to mention their hard-earned savings — to these defendants. But instead of the child they dreamed of, they got heartache and disappointment,” Missakian said in a news release.

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The defendants allegedly relied on new clients to cover their shortfall, with officials saying they “conspired to divert and use incoming payments from one intended parent or parents to cover costs already incurred by another intended parent.”

To hide the missing funds, the defendants are accused of sending false account balances to clients. 

Prosecutors alleged that, to keep the company afloat, the defendants also took out high-interest loans and cash advances exceeding $4.7 million and used credit cards to cover the costs.

Eventually, the company collapsed. 

On Dec. 5, 2025, Surro Connections ceased operations and sent an email to clients, intended parents and surrogates, reporting that it had “no ability to provide any further performance pursuant to any contractual or other Company obligations.” 

Federal officials alleged that at the time the company ceased operations, it had more than 400 clients supporting over 170 surrogates, and at least 70 women were pregnant. 

The FBI raided Hall-Greenberg’s home and the headquarters of Surro Connections less than two weeks later.

If convicted, the defendants face a maximum prison sentence of 20 years for wire fraud-related charges and another 10 years for money laundering-related charges.